By: Tarun Prakash Srivastava, Sr. Executive Editor-ICN Group
There is no such thing in the world that has no problems, and ninety-seven percent of the world’s people refuse to understand them properly and push them ahead for the future.
Probably it was 2005. He wanted to know about my family members, and I told that in my family, I have my wife and my two daughters and they were born in 1996 and 2003 respectively. He asked about all my movable assets and my responsibilities. He also enquired about my plans. Then he asked me for two days for preparation and asked me to visit his office after two days.
In those two days, I was very excited, and I was waiting restlessly for my next visit to his office. Two days later, I received his call that I could visit his office at my convenience. I immediately said that I am comfortable all the time because it is a question related to the secret of my life and if he did not object, I wanted to visit him immediately. With his permission, I immediately reached his office. After the greetings and simple conversation, he placed a chart in front of me on which my name was mentioned with the necessary information related to my family.
I want you to listen and understand him so that you can get acquainted with this secret of life also. You have to do just that where my name is written in the following chart, write your name and where the information related to my family are mentioned, place the information of your family accordingly.
And this is my first Financial Map prepared by my consultant:
| Financial Map of my Life | |||
| Liabilities | Tentative year | Estimated amount | Plan for required fund |
| Higher Education of my elder daughter | 2015 | Rs. 10 Lac approx | ? |
| Higher Education of my younger daughter | 2022 | Rs. 15 Lac approx | ? |
| Marriage of elder daughter | 2023 | Rs. 20 Lac approx | ? |
| Marriage of younger daughter | 2029 | Rs. 25 Lac approx | ? |
| A big and comfortable house | ? | ? | ? |
| Retirement | ? | ? | ? |
When he placed this chart in front of mine, it came into my mind for the first time that these all are essential and inexhaustible destinations which I have never taken seriously so far and have always kept them pushing for future. I believed that my all the self-image of being smart and intelligent about me was merely an illusion. Many question marks were standing before me.
These were the stages of life to which life had to reach sometime, but on that day, I did not have any sense of the path through which my life was going to enter those places. I am telling you the truth – the way you are feeling restless at this time and are changing your sitting conditions continuously, that was exactly my situation on that day. In fact, he had shown me the mirror, and I could not even turn my face over it. All the future questions were waiting for me for their answers. I did not understand as to where all the knowledge of my life, all the visions and all of my smartness had gone.
I was very egoistic until that day, but because of that only shock, my entire so-called ego was shattered, and I was left with my standing without land. If you were in that situation, maybe you did the same thing that I did. I asked him, “Can I get a glass of water?” He laughed loudly and served a glass of water saying, “You have seen your future obligations today long before their actual appearance.
We have enough time to prepare a map of convenient travel to those obligations.” I asked – “can it be?” He smiled, “Yes, why not. It can be hundred percent.” Then one thing that he told me, the whole answer was hidden in it. He said, “When you get out of your home for a trip from your car, you already know where you have to go, and you get your destination timely and safely. This is called a long-term plan.
But sometimes it is also possible in some parts of the journey, further movements were complicated, such as the bridge of a river has broken, there is a lot of traffic jams, some accident has taken place causing temporary closure of the way for some time and then, you choose alternative routes for those parts to travel, and these alternate routes are the short-term plans for a long journey. Whatever is being thought by you today, may not happen exactly the same tomorrow and therefore, having a closer look at the situation, you should use alternate routes for using short-term schemes for your destination.
On that day, a new secret of life was open to me. When we push out problems for the future, they appear in a more dangerous way in the future. Every question needs the immediate solution. There is no such thing in the world that has no problems, and ninety-seven percent of the world’s people refuse to understand them properly and push them ahead for the future.
Only that person can achieve the success in his life, who adds the future solution with every future problem from the date of its beginning. It is something like this that if it is decided to interact with a poisonous tree in the future, we should start planting a small basil plant today itself and also nurse it and take its care like our children so that at the appropriate time in future, we can face the terrible outbreak of poison.
Tarun Prakash Srivastava
From my book ‘Science of Money’ available on Amazon.com in English at http://bit.ly/Science-Of-Money and in Hindi at http://bit.ly/
